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AccuRate Insurance Agency Blog

View the latest blog posts from AccuRate Insurance Agency.

Driving is second nature to most adults, but you should never forget that your car can become a weapon if you’re not careful, particularly if children are nearby. The NHTSA reports that 23 percent of pedestrians injured in car crashes were under the age of 15. READ MORE >>

It’s no secret that drivers fueled by road rage are a danger to both themselves and every other driver in the area. In fact, the NHTSA estimates aggressive driving contributes to about one-third of all car accidents and about two-thirds of accident-related fatalities. READ MORE >>

Starting New Year’s Day, Illinoisans were allowed to drive 70 miles per hour on some highways for the first time. But they’ll have to refrain from talking on hand-held cellphones during those drives. And any of those drivers who happen to flick cigarette butts out the window could be looking at a $1,500 fine. READ MORE >>

Driving safely affects not only your life and property, but also that of your passengers and other drivers on the road. Your ability to drive safely also directly correlates to your insurance rates and the continued validity of your driver’s license. READ MORE >>

The flashing of a car's headlights is a near universal warning that a police officer lurks nearby, eager to issue an expense expensive speeding citation. After the town of Ellisville, Missouri threatened $1000 fines to discourage the practice, US District Court Judge Henry E. READ MORE >>

ST. LOUIS, MO (KTVI) – If an officer suspects you are driving in St. Louis City under the influence of alcohol, you can refuse a breath test.  But, you might face a blood test whether you consent or not. READ MORE >>

If you’re notified that you must file for an SR-22 status, it most likely means that you’ve broken the law or endangered the public in some way. SR-22 auto insurance serves as proof that you are insured and enters you into a database so the police can monitor your driving activity. READ MORE >>

CHICAGO (AP) — Illinois drivers should get ready to pay more for insurance. Crain's Chicago Business reports major insurers in Illinois are raising rates. Northbrook-based Allstate says in a regulatory filing that rates for customers will climb between 2.5 and 3.5 percent later this month. READ MORE >>

It’s no secret that snowy road conditions can be difficult to navigate for both inexperienced and experienced drivers alike. It’s important to know how to handle a loss of traction because you’re likely to experience it at least once during the winter season. READ MORE >>

The Illinois insurance industry has weathered troubles in the market over the past several years, but has managed to continue providing service to the state’s residents in an effective manner. The Illinois Insurance Department is responsible for ensuring that the state’s insurance industry does not spiral out of control or take advantage of consumers. READ MORE >>

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