Missouri Lawmakers Eye Uninsured Motorist Bill for Override
By Chris Blank | September 3, 2013
Driving without auto insurance could mean losing out on court damages if Missouri lawmakers push forward with an effort to override one of Gov. Jay Nixon’s vetoes.
Under the legislation, drivers lacking insurance would forfeit the ability to collect for noneconomic damages such as pain and suffering from an insured driver who is at fault. The lawsuit restrictions would not apply if the insured driver was under the influence of drugs or alcohol or is convicted of involuntary manslaughter or second-degree assault. It also would not apply to an uninsured motorist who lost coverage within the past six months for failing to pay premiums.
Missouri requires auto insurance.
Uninsured motorists would lose the right to sue for “huge damages” that are “akin to a pot of gold at the end of the rainbow,” said Calvin Call, the executive director of the Missouri Insurance Coalition. He said it could encourage people to comply with the insurance requirement, would limit lawsuits against law-abiding citizens and would prevent those without insurance from driving up costs for the system.
“Society and the Legislature has put in a mandatory financial responsibility law, and if we’re going to have a law, then those who violate the law should take on some personal responsibility and forfeit some rights,” he said.
The legislation is among 29 non-budgetary bills vetoed by Nixon this summer. Lawmakers return to the state Capitol on Sept. 11 to consider veto overrides. House Speaker Tim Jones said the uninsured motorist bill is one legislators could seek to override.
Read More: http://www.insurancejournal.com/news/midwest/2013/09/03/303724.htm